What to do After a Severe Storm


“Mr. Cowdell and his staff assisted me with a problem I had. I called my previous Insurance agent (Name withheld) 2 1/2 weeks before my policy was up to re-shop because the insurer raised rates 23%. They said they would but no return call. I called Cowdell Insurance, and the staff went to work even though it was a Holiday weekend. Mr. Kim Cowdell spent over 4 hours on that holiday Saturday and resolved everything saving me $400.00 and a better policy. That is quality service. Thank You Cowdell Insurance.” —Paul B.
  1. Call us or your insurance company to report a claim as soon as possible.
  2. If your home is damaged inside and outside, be sure to advise us or your insurance company of both.
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  4. Protect your property by making temporary repairs, if possible. Hire only licensed, reputable contractors for emergency repairs.
  5. Save receipts - repairs, food, lodging, everything.
  6. Make a list of the damage with descriptions. Gather receipts or canceled checks you've saved that indicate the value of damaged property.
  7. Take photos of all damage, indoors and outdoors.
  8. Be prepared for a visit by a claims representative. Make a note of the representative's name and the claim number assigned to your case.
  9. Secure one or more detailed estimates for permanent repairs, as soon as possible.
  10. If your home is not livable, keep us or your insurance company informed of where you can be reached. Save receipts for lodging, meals, telephone, mileage and other normal living expenses.
  11. Please be patient, especially if your property is not severely damaged. In a large storm, claim representatives will try to reach the worst cases first, especially those left homeless.

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Call 801-566-7283
Call 435-688-7283

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Call 435-688-7283

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