Motorcycle Insurance

“Mr. Cowdell and his staff assisted me with a problem I had. I called my previous Insurance agent (Name withheld) 2 1/2 weeks before my policy was up to re-shop because the insurer raised rates 23%. They said they would but no return call. I called Cowdell Insurance, and the staff went to work even though it was a Holiday weekend. Mr. Kim Cowdell spent over 4 hours on that holiday Saturday and resolved everything saving me $400.00 and a better policy. That is quality service. Thank You Cowdell Insurance.” —Paul B.

Insurance coverage is a must if you purchased a motorcycle. We at Cowdell Insurance Agency will provide you with various policy options at competitive prices. Our focus is on the St. George and Salt Lake City areas in the state of Utah.

Why you need motorcycle insurance coverage

The roads of Utah are a haven for motorcycle riders. Not only are these long, wide, and sometimes, winding but also full of amazing views.

But the state is still susceptible to road accidents. In fact, the Utah Highway Patrol reported that there was a 150% increase in motorcycle deaths between 1998 and 2008. While a National Highway Traffic Safety Administration report shows that “motorcyclists are roughly 28 times more likely to die than occupants of other vehicles.”

Aside from this, the chance of your motorcycle being impounded, if you’re considered liable for a road crash, and you don’t have an insurance policy to show, is higher unlike if you have one.

So, the statement “Before you hit the road, make sure you’re covered” is very much applicable to all motorcycle owners too.

Kinds of coverage for motocycles

This next discussion may not be as thrilling as riding your motorcycle but it’s a talk with yourself or your insurance agent which you shouldn’t miss.

The main coverage options you can choose are the following:

  • Bodily Injury & Property Damage Liability
  • Comprehensive & Collision
  • Uninsured/Underinsured Motorist
  • Roadside Assistance

While the special types of coverage you could consider adding are:

  • Custom Parts & Equipment
  • Motorcycle Trailer Coverage


Helmet use by motorcyclists is proven to save lives, decrease injuries and reduce costs.

Free Quote in Minutes

Find out how much you could be saving, at no cost to you.

Call 801-566-7283
Call 435-688-7283

Call 801-566-7283
Call 435-688-7283

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