Maintaining Your Bike for Safe Riding


“Great trustworthy company!” —Janet R.

bicycle check point

Keeping your bike in good repair increases performance and safety. Have your local bike shop do an annual check-up and refer to the 8-point checklist regularly.

8-Point Checklist

  1. Tires — Look for rips or cuts, sidewall bulges, cracking or loss of tread. Replace if needed before tube is damaged.
  2. Spokes — Check for bends or breaks. Tighten loose spokes. Broken spokes may mean a bent rim needs to be replaced.
  3. Rims — Bulging spoke holes and sidewalls affect breaking. Try to flatten spoke hole bulges by squeezing with pliers.
  4. Freewheel — Pedal hard in each gear to check for skipping cogs. Replace worn cogs or entire freewheel. Clean by removing wheel and running a rag between cogs.
  5. Chain — Replace chains with rusted or frozen links. Remove dirt and lubricate with chain lube where chain passes over freewheel. When you lubricate the chain, there should be no excess (dripping) lubricant – if there is, wipe away with a rag.
  6. Crankset — Creaking noise indicates a loose chain ring or crank arm bolts. Replace chain ring that has worn or broken teeth. Make sure the cranks are tight by rocking from side to side - they should not move laterally.
  7. Pedals — Roughness indicates pedals need to be repacked with grease. Tighten loose pedals on crank arm.
  8. Brakes — Squeeze each brake lever to be sure it stops
    before touching the handlebar. While riding, test each brake alone. The rear brake must be strong enough to skid the wheel when applied firmly. The front brake, when fully applied, should lift the rear wheel off the ground. Inspect brake pads. If surface is worn away, pads should be replaced. The forward part of the brake pads must strike the rim first to prevent squealing.

Free Quote in Minutes

Find out how much you could be saving, at no cost to you.

Call 435-688-7283

Call 435-688-7283

Send a quick message

Insurance and Safety Tips


More Insurance Articles

States we Insure

Alaska   Arizona   California   Colorado   Florida   Idaho   Maryland   Michigan   Minnesota   Montana   Nevada   New Mexico   Oregon   South Carolina   Texas   Utah   Washington

Insurance companies we represent

United Insurance Group logo MetLife Auto and Home logo ASI American Strategic Insurance logo Kemper logo Safeco Insurance logo Foremost Insurance Group logo Travelers logo CSE Civil Service Employees logo Sublimity Insurance logo CUIC Casualty Underwriters Insurance Company logo Dairyland logo Progressive logo The Hartford logo