body {
	margin: 0;
	padding: 0;
	color: #333333;
	font-family: 'Open Sans', Helvetica, Arial, sans-serif;
	background: #ffffff; /* url(images/bg-slanted.gif); */
	background-position: 50% 50%;
	text-align: center;
	color: #404040;
	font-size: 20px;
}

a {
    color: #336699;

}
.btnLink {
    /* border: 2px solid #002573; */
    background-color: #3b67a4;
    /* border-radius: 8px; */
    padding: 5%;
    font-size: 18px;
    color: #ffffff;
    margin: 2% 0;
    display: inline-block;
}
.fixed80 {
    width: 80%;
    text-align: center;
}
a.btnLink:hover {
    color: #fff;
    text-decoration: none;
    background-color: #666;
}
a:hover {
    color: #666;
    text-decoration: underline;
}
.aimg { float: right; width: 65%; height: auto; margin: 0 0 15px 15px; }

.aimg50 { float: right; width: 50%; height: auto; margin: 0 0 15px 15px; z-index: 1001;}

iframe { width: 100%; }
.mobile { display: none; }
.desktop { display: block; }
.call_today { text-align: right; position: absolute; top:0; right: 0; margin: 3% 3% 0 0; color: #fff; }
div.call_today p { margin: 0; font-size: 1.1em; line-height: 1.3em; }
div.call_today strong { font-size: 1.3em; font-family: 'Open Sans Condensed', Helvetica, Arial, sans-serif; }
.call_today a { color: #fff; }
.call_today a:hover { color: #eee; text-decoration: none; }
#logo {    
	padding: 2em 0;
        position: relative;
}
#logo  img {
		width:20% !important;
		height:auto;
		display:block;
}
.row {
	width: 850px;
	margin: 0 auto;
	text-align: left;
	position: relative;
	height: 100%;
}
#wrap {
	width: 850px;
	margin: 0 auto;
	text-align: left;
	font-size: 1.2em;
	background-color: #fff;
	position: relative;
	height: 100%;
}
#header {
	background-color: #3b67a4;
	text-align: center;
	width: 100%;
}
.clear {
	clear: both;
}
.mainContent {
	position: relative;
/*	margin: 0 65px 0 20px; */
}
#homeLeft {
	width: 45%;
}
#homeRight {
	position: absolute;
	top: -1em; 
	right: 0;
	width: 45%; 
	float: left;
	
}
#leftColumn	{
	background-color: #fff;
	margin:0;
	padding: 2em 5% 10% 0;
	text-align:left;
	width: 100%;
	height: 100%;
	width: 65%;
	float: left;
	line-height: 160%;
}
#rightColumn {
	background-color: #fff;
	margin:	0px;
	text-align:left;
	height: 100%;
	padding: 1.5em 0 3em 0;
	width: 25%;
	float: right;
	height: 100%;
	line-height: 160%;

}

#footer {
	margin: 0 auto;
	padding: 1em 0;
	color: #fff;

}
#footer a {
	color: #fff;
	text-decoration: none;
}

#footer_container {
	margin: 0;
	padding: 10px 0;
	background: #3C68A9;
	text-align: left;
	width: 100%;
	clear: both;
}
#footer strong {
    font-family: 'Open Sans Condensed', Helvetica, Arial, sans-serif;
    font-size: 1.3em;
}
.mainContent ul {
	list-style-type: none;
	list-style-image: url(images/bullet-cowdell.gif);
	padding: 0 0 0 10px;
	margin: 0;
}
.mainContent ul li {
    padding: 5px 0;
}
.mainContent ol {
	padding: 0 0 0 23px;
	margin: 0; 
}

.mainContent ul.pdf
{
	list-style-type: square;
	list-style-image: url(images/adobe_acrobat_pdf.gif);
	line-height: 120%;
	font-weight: bold;
}
acronym {
	cursor:help;
}
.text {

}
.content h1, .content h2, .content h3, .content h4, .content h5 {
	font-family: 'Open Sans Condensed', Helvetica, Arial, sans-serif;
	color: #003366;
}
h2 a {
	text-decoration: none;
}

.artlink, .artlink a {
	color: #009900;
	font-size: 10px;
}
	
.white {
	color: #FFFFFF;
}
.black {
	color: #000000;
}
.redbg {
	background: #003366 url(images/header_bg.gif) repeat-x;
	color: #ffffff;
}
	
.red {
	color: #003366;
}
.sm10 {
	color: #000000;
	font-size: 11px;
	line-height: 110%;
	text-decoration: none;
	letter-spacing: 1px;
}
.sm10 a:visited, .sm10 a:link {
	text-decoration: none;
	line-height: 100%;
}
.sm10 a:hover {
	text-decoration: underline;
	font-weight: bold;
	}
.date {
	margin-top: 5px;
	border-top: 1px solid #003366;
	border-bottom: 1px solid #003366;
	text-align: right;
	font-size: 10px;
}
.news {
	text-align: justify;
	line-height: 100%;
	letter-spacing: 0px;
	font-size: 11px;
}
#main {
	width: 770px;
	margin: 0; 
	padding: 0;
	background-color: #ffffff;
 	border-left: 1px solid #ffffff; 
	border-right: 1px solid #ffffff; 
	border-bottom: 1px solid #ffffff;
}


#menu-column {
	background: #ffffff url(images/nav-bg_201x9.jpg) repeat-y; 
}
#content-column {
	background: #ffffff url(images/cowdellagency_07.jpg); 
	padding: 0px 0px 0px 0px;
}
#content_footer {
	background: #ffffff url(images/cowdell-financial_06.jpg) no-repeat bottom; 
	font-size: 10px;
	font-size: 9px;
	height: 157px;
}
#footer_corner {
	background: #ffffff url(images/cowdell-financial_07.jpg) no-repeat top; 
	height: 31px;
}



.bordered { 
	border: 2px solid #CACACA;
	margin: 3px;
	padding: 3px;
	}
/****
	*	FORM
	*/
	
.formq {
	padding: 5px 5px;
	text-align: right;
	vertical-align: top;
}
.forma {
	padding: 3px 0px;
	vertical-align: top;
}
.form_submit {
	padding: 5px 5px;
	text-align: center;
}
.even {
	background-color: #eeeeee;
}
.odd {

}

.fleft { float: left; }
.fright { float: right; }
.quickLink { padding: 5px 15px 5px 0px; display: block;}

.center { text-align: center }

/***** NAV *****/
ul#nav.row {
    padding-right: 30px;
    font-size: 100%;
}

#nav {
	z-index: 1000;
	font-size: 1.4em;
	background: #002573;
        font-family: 'Open Sans Condensed', Helvetica, Arial, sans-serif;

}

#nav_container {
	
}
#nav a {
	color: #fff;
	text-decoration: none;
	-webkit-transition: all 0.4s ease;
	-moz-transition: all 0.4s ease;
	-o-transition: all 0.4s ease;
	transition: all 0.4s ease;	
}
#nav a:hover, #nav li.selected {
	background: #3B73C0;
}
#nav a:hover {
/*	border-top: 3px solid #002573; */
}


#nav, #nav ul { /* all lists */
	padding: 0;
	margin: 0 auto;
	list-style: none;
	line-height: 1;
	z-index: 1001;
}

#nav a {
	display: block;
	width: auto;
	z-index: 1002;
}

#nav li { /* all list items */
	float: left;
	width: auto; /* width needed or else Opera goes nuts */

}
#nav li a {
	padding: 15px;
}

#nav li ul a {
	width: 200px;
	padding: 10px 15px;
	font-size: 1.1em;
	font-weight: normal;
}
#nav li ul a:hover {
	border-top: 0;
}

#nav li ul { /* second-level lists */
	position: absolute;
	width: 230px;
	left: -999em; /* using left instead of display to hide menus because display: none isn't read by screen readers */
	background: #3B67A4;
}

#nav li ul ul { /* third-and-above-level lists */
	margin: -1em 0 0 10em;
}

#nav li:hover ul ul, #nav li:hover ul ul ul, #nav li.sfhover ul ul, #nav li.sfhover ul ul ul {
	left: -999em;
}

/* #nav li:hover ul, #nav li li:hover ul, #nav li li li:hover ul, #nav li.sfhover ul, #nav li li.sfhover ul, #nav li li li.sfhover ul { /* lists nested under hovered list items 
	left: auto;
}
*/
#nav_sitemap ul li a{
	text-decoration: none;
	line-height: 200%;
}

.health_box {
	width: 48%;
	margin: 0 2% 0 0;
	float: left;
	height: 300px;
}
.health_box img {
	width: 90%;
	height: auto;
}
.call {
    font-size: 1.4em;
}

#insurance_companies img { position: absolute; }
#insurance_companies img { width: 220px; }
#insurance_companies { height: 300px; width: 100%; }
.logos2 img {
	float: left;
	padding: 0 3% 20% 0;
	width: 30%;
	display: block;
}
.item { width: 25%; float: left; }
.item img { width: 90%; padding: 0 5% 10% 0; }
.articleList, ul.insuranceList {
    list-style: none;
    padding: 0;
    margin: 0;
    list-style-image: none;
}

.articleList p {
    height: 60px;
    overflow: hidden;
    text-align: center;
    line-height: 1.1em;
    font-size: .9em;

}

.col1 li {
    width: 100%;
    padding: 0;
    line-height: 100%;
    font-size: 1em;
}
.col1 li p { height: auto; }
.col1 br { display: none; }
.col2 li {
    width: 48%;
    float: left;
    padding: 0 2% 2% 0;
    line-height: 100%;
    font-size: 1em;
}
.insuranceList.col2 li {
    width: 48%;
    float: left;
    padding: 0 2% 2% 0;
    line-height: 100%;
    font-size: 1em;
}
.col3 li {
    width: 31%;
    float: left;
    padding: 0 1% 2% 1;
}
.articleList div {
    margin-bottom: 0%;
}

.ratio {
    position:relative;
    width: 100%;
    height: 0;
/*    padding-bottom: 50% ; /* % of width, defines aspect ratio*/
    padding-bottom: 80%;
    background-repeat: no-repeat;
    background-position: center center;
    background-size: contain; /* cover */  
}


/***
RESPONSIVE
***/

@media only screen and (min-width: 768px) {

        #logo {    
            padding: 1.5em 3%;
        }
        #logo  img {
		width:20% !important;
		height:auto;
		display:block;
        }
	#wrap, .row {
		width: 94%;

	}
       .call_today { position: absolute; top:0 ; right: 0; margin: 1em 3% 0 0; color: #fff; }

}


@media only screen and (max-width: 767px) {
    .aimg { display: block; width: 100%; height: auto; margin: 15px 0px; }
	.aimg50 {  display: block; width: 100%; height: auto; margin: 15px 0px; }
    .call_today { position: absolute; top:0 ; right: 0; margin: 1em 8% 0 0; color: #fff; }
    
    .call { font-size: 1.2em; }
    #logo {    
        padding: 1em 3%;
    }
    #logo  img {
    width:35% !important;
    height:auto;
    display:block;
    }
    #wrap, .row {
    width: 100%;
	
	}
	#nav li {
		width: 100%;
		background: #002573;
	}
	#nav li a {
		padding: 7px 3%;
	}
        #nav li ul, #nav li ul a {
		width: 100%;
                background: #2a5693;
	}	
	#swiffycontainer {
		display: none;
	}
	#leftColumn {
		padding: 3%;
		width: 94%;
		clear: both;
		float: none;
	}
	#rightColumn {
		padding: 3%;
		width: 94%;
		clear: both;
		float: none;
	} 
	#footer {
		padding: 3%;
		width: 94%;
	}
	#tagline {
		top: 15px;
		right: 5%;
		font-size: 1.4em;
	}
	.mobile { display: block; }
	.desktop { display: none; }
}


@media only screen and (min-width: 1280px) {

	#wrap, .row {
		width: 1100px;
                padding: 0 3%;
	}
        body {
            
        
        }

}

@media only screen and (max-width: 560px) {
	#homeLeft, #homeRight {
		width: 100%;
		position: relative;
		float: none;
	}
        #logo {    
            padding: 1em 3%;
        }
        #logo  img {
		width:50% !important;
		height:auto;
		display:block;
        }

        
}


ul.social-buttons {
    margin-bottom: 0;
}

ul.social-buttons li a {
    display: block;
    width: 40px;
    height: 40px;
    border-radius: 100%;
    font-size: 20px;
    line-height: 40px;
    outline: 0;
    color: #fff;
    background-color: #222;
    -webkit-transition: all .3s;
    -moz-transition: all .3s;
    transition: all .3s;
}


ul.social-buttons li a:hover,
ul.social-buttons li a:focus,
ul.social-buttons li a:active {
    background-color: #5c89c7;
}
ul.list-inline  li {
    display: inline-block;
    text-align: center; 
    margin: 5px;
}
.fb-comments {
    margin-top: 15px;
}

a.joke {
  display: block;
  width: 100%;
  height: 100%;
  background-color: #56baec;
  text-align: left;
  font-size: 1.2em;
  color: #fff;
  height: 80px;
  margin-bottom: 15px;
  text-decoration: none;
  line-height: 120%;
  padding: 20px;
}
a.joke:hover {
    text-decoration: none;
    color: #fff;
}
.content {
	margin-top: 30px;

}
div.right-links a.btn.btn-lg.btn-primary {
	margin-bottom: 10px;
	display: block;
	
}


p {
  line-height: 1.5;
  margin: 30px 0;
}
p a {
  text-decoration: underline;
}
h1,
h2,
h3,
h4,
h5,
h6 {
  font-family: 'Open Sans Condensed', Helvetica, Arial, sans-serif;
  font-weight: 800;
 
}
a {
  color: #404040;
}
a:hover,
a:focus {
  color: #0085a1;
}
a img:hover,
a img:focus {
  cursor: zoom-in;
}
blockquote {
  color: #808080;
  font-style: italic;
}
hr.small {
  max-width: 100px;
  margin: 15px auto;
  border-width: 4px;
  border-color: white;
}
.navbar-custom {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  z-index: 3;
  font-family: 'Open Sans', 'Helvetica Neue', Helvetica, Arial, sans-serif;
}
.navbar-custom .navbar-brand {
  font-weight: 800;
}
.navbar-custom .nav li a {
  text-transform: uppercase;
  font-size: 12px;
  font-weight: 800;
  letter-spacing: 1px;
}
@media only screen and (min-width: 768px) {
  .navbar-custom {
    background: transparent;
    border-bottom: 1px solid transparent;
  }
  .navbar-custom .navbar-brand {
    color: white;
    padding: 20px;
  }
  .navbar-custom .navbar-brand:hover,
  .navbar-custom .navbar-brand:focus {
    color: rgba(255, 255, 255, 0.8);
  }
  .navbar-custom .nav li a {
    color: white;
    padding: 20px;
  }
  .navbar-custom .nav li a:hover,
  .navbar-custom .nav li a:focus {
    color: rgba(255, 255, 255, 0.8);
  }
}
@media only screen and (min-width: 1170px) {
  .navbar-custom {
    -webkit-transition: background-color 0.3s;
    -moz-transition: background-color 0.3s;
    transition: background-color 0.3s;
    /* Force Hardware Acceleration in WebKit */
    -webkit-transform: translate3d(0, 0, 0);
    -moz-transform: translate3d(0, 0, 0);
    -ms-transform: translate3d(0, 0, 0);
    -o-transform: translate3d(0, 0, 0);
    transform: translate3d(0, 0, 0);
    -webkit-backface-visibility: hidden;
    backface-visibility: hidden;
  }
  .navbar-custom.is-fixed {
    /* when the user scrolls down, we hide the header right above the viewport */
    position: fixed;
    top: -61px;
    background-color: rgba(255, 255, 255, 0.9);
    border-bottom: 1px solid #f2f2f2;
    -webkit-transition: -webkit-transform 0.3s;
    -moz-transition: -moz-transform 0.3s;
    transition: transform 0.3s;
  }
  .navbar-custom.is-fixed .navbar-brand {
    color: #404040;
  }
  .navbar-custom.is-fixed .navbar-brand:hover,
  .navbar-custom.is-fixed .navbar-brand:focus {
    color: #0085a1;
  }
  .navbar-custom.is-fixed .nav li a {
    color: #404040;
  }
  .navbar-custom.is-fixed .nav li a:hover,
  .navbar-custom.is-fixed .nav li a:focus {
    color: #0085a1;
  }
  .navbar-custom.is-visible {
    /* if the user changes the scrolling direction, we show the header */
    -webkit-transform: translate3d(0, 100%, 0);
    -moz-transform: translate3d(0, 100%, 0);
    -ms-transform: translate3d(0, 100%, 0);
    -o-transform: translate3d(0, 100%, 0);
    transform: translate3d(0, 100%, 0);
  }
}
.intro-header {
  background-color: #808080;
  background: no-repeat center center;
  background-attachment: scroll;
  -webkit-background-size: cover;
  -moz-background-size: cover;
  background-size: cover;
  -o-background-size: cover;
  margin-bottom: 50px;
}
.intro-header .site-heading,
.intro-header .post-heading,
.intro-header .page-heading {
  padding: 100px 0 50px;
  color: white;
}
@media only screen and (min-width: 768px) {
  .intro-header .site-heading,
  .intro-header .post-heading,
  .intro-header .page-heading {
    padding: 150px 0;
  }
}
.intro-header .site-heading,
.intro-header .page-heading {
  text-align: center;
}
.intro-header .site-heading h1,
.intro-header .page-heading h1 {
  margin-top: 0;
  font-size: 50px;
}
.intro-header .site-heading .subheading,
.intro-header .page-heading .subheading {
  font-size: 24px;
  line-height: 1.1;
  display: block;
  font-family: 'Open Sans', 'Helvetica Neue', Helvetica, Arial, sans-serif;
  font-weight: 300;
  margin: 10px 0 0;
}
@media only screen and (min-width: 768px) {
  .intro-header .site-heading h1,
  .intro-header .page-heading h1 {
    font-size: 80px;
  }
}
.intro-header .post-heading h1 {
  font-size: 35px;
}
.intro-header .post-heading .subheading,
.intro-header .post-heading .meta {
  line-height: 1.1;
  display: block;
}
.intro-header .post-heading .subheading {
  font-family: 'Open Sans', 'Helvetica Neue', Helvetica, Arial, sans-serif;
  font-size: 24px;
  margin: 10px 0 30px;
  font-weight: 600;
}
.intro-header .post-heading .meta {
  font-family: 'Lora', 'Times New Roman', serif;
  font-style: italic;
  font-weight: 300;
  font-size: 20px;
}
.intro-header .post-heading .meta a {
  color: white;
}
@media only screen and (min-width: 768px) {
  .intro-header .post-heading h1 {
    font-size: 55px;
  }
  .intro-header .post-heading .subheading {
    font-size: 30px;
  }
}
.post-preview > a {
  color: #404040;
}
.post-preview > a:hover,
.post-preview > a:focus {
  text-decoration: none;
  color: #0085a1;
}
.post-preview > a > .post-title {
  font-size: 30px;
  margin-top: 30px;
  margin-bottom: 10px;
}
.post-preview > a > .post-subtitle {
  margin: 0;
  font-weight: 300;
  margin-bottom: 10px;
}
.post-preview > .post-meta {
  color: #808080;
  font-size: 18px;
  font-style: italic;
  margin-top: 0;
}
.post-preview > .post-meta > a {
  text-decoration: none;
  color: #404040;
}
.post-preview > .post-meta > a:hover,
.post-preview > .post-meta > a:focus {
  color: #0085a1;
  text-decoration: underline;
}
@media only screen and (min-width: 768px) {
  .post-preview > a > .post-title {
    font-size: 36px;
  }
}
.section-heading {
  font-size: 36px;
  margin-top: 60px;
  font-weight: 700;
}
.caption {
  text-align: center;
  font-size: 14px;
  padding: 10px;
  font-style: italic;
  margin: 0;
  display: block;
  border-bottom-right-radius: 5px;
  border-bottom-left-radius: 5px;
}
footer {
  padding: 50px 0 65px;
}
footer .list-inline {
  margin: 0;
  padding: 0;
}
footer .copyright {
  font-size: 14px;
  text-align: center;
  margin-bottom: 0;
}
.floating-label-form-group {
  font-size: 14px;
  position: relative;
  margin-bottom: 0;
  padding-bottom: 0.5em;
  border-bottom: 1px solid #eeeeee;
}
.floating-label-form-group input,
.floating-label-form-group textarea {
  z-index: 1;
  position: relative;
  padding-right: 0;
  padding-left: 0;
  border: none;
  border-radius: 0;
  font-size: 1.5em;
  background: none;
  box-shadow: none !important;
  resize: none;
}
.floating-label-form-group label {
  display: block;
  z-index: 0;
  position: relative;
  top: 2em;
  margin: 0;
  font-size: 0.85em;
  line-height: 1.764705882em;
  vertical-align: middle;
  vertical-align: baseline;
  opacity: 0;
  -webkit-transition: top 0.3s ease,opacity 0.3s ease;
  -moz-transition: top 0.3s ease,opacity 0.3s ease;
  -ms-transition: top 0.3s ease,opacity 0.3s ease;
  transition: top 0.3s ease,opacity 0.3s ease;
}
.floating-label-form-group::not(:first-child) {
  padding-left: 14px;
  border-left: 1px solid #eeeeee;
}
.floating-label-form-group-with-value label {
  top: 0;
  opacity: 1;
}
.floating-label-form-group-with-focus label {
  color: #0085a1;
}
form .row:first-child .floating-label-form-group {
  border-top: 1px solid #eeeeee;
}
.btn {
  font-family: 'Open Sans', 'Helvetica Neue', Helvetica, Arial, sans-serif;
  text-transform: uppercase;
  font-size: 14px;
  font-weight: 800;
  letter-spacing: 1px;
  border-radius: 0;
  padding: 15px 25px;
}
.btn-lg {
  font-size: 16px;
  padding: 25px 35px;
}
.btn-default:hover,
.btn-default:focus {
  background-color: #0085a1;
  border: 1px solid #0085a1;
  color: white;
}
.pager {
  margin: 20px 0 0;
}
.pager li > a,
.pager li > span {
  font-family: 'Open Sans', 'Helvetica Neue', Helvetica, Arial, sans-serif;
  text-transform: uppercase;
  font-size: 14px;
  font-weight: 800;
  letter-spacing: 1px;
  padding: 15px 25px;
  background-color: white;
  border-radius: 0;
}
.pager li > a:hover,
.pager li > a:focus {
  color: white;
  background-color: #0085a1;
  border: 1px solid #0085a1;
}
.pager .disabled > a,
.pager .disabled > a:hover,
.pager .disabled > a:focus,
.pager .disabled > span {
  color: #808080;
  background-color: #404040;
  cursor: not-allowed;
}
::-moz-selection {
  color: white;
  text-shadow: none;
  background: #0085a1;
}
::selection {
  color: white;
  text-shadow: none;
  background: #0085a1;
}
img::selection {
  color: white;
  background: transparent;
}
img::-moz-selection {
  color: white;
  background: transparent;
}
body {
  webkit-tap-highlight-color: #0085a1;
}